Specialist motor trade insurance for recovery and breakdown operators, vehicle service, MOT and repair centres, vehicle storage operators and more
The nature of the motor trade industry involves numerous risks, including accidents, theft, damage to vehicles and liability claims. Without adequate insurance coverage, your business could face significant financial losses or possibly even bankruptcy in the event of an incident.
Getting the right insurance in place demonstrates professionalism and responsibility; reassuring customers, suppliers, and partners that you’re prepared to handle any unforeseen circumstances. Our specialist motor trade insurance team will support you in designing a bespoke solution for your business and will fully handle your risk management and assist with claims if unforeseen events occur.
Your insurance challenges running a motor trade business
Insurance can be complex, and as a motor trade business, you may have many different vehicles and assets that need insuring. By not consulting a specialist broker, you may be leaving your business vulnerable to:
- Gaps in your cover that you aren’t aware of
- Paying for more cover than you need
- Not insuring your vehicles, tools and premises for the correct amount
- The risk of a time-consuming process when making a claim
- Risks that might lead to reputational and operational damage
Why choose NFP to be your motor trade insurance partner
Our dedicated, specialist commercial insurance team are here to understand your business, uncover your risks and work alongside you to design an insurance solution for your motor trade business that ensures:
- Your insurance programme is suitable for your business
- You’re paying for the right level of cover at the right price
- You get the support you need from our dedicated claims team, should you ever need to make a claim
- You receive recommendations to help keep your business protected in the future
What types of motor trade businesses do we work with?
Our commercial insurance team has experience in building tailored protection solutions for all types of motor trade organisations, including but not limited to:
Vehicle breakdown and recovery services
MOT testing centres
Mechanics, garages, workshops
Vehicle storage operators
Tyre fitting and exhaust services
Vehicle sales dealerships
Classic vehicle restoration and repairs workshops
Bodyworks, spraying and valeting services
Request a quote from one of our motor trade insurance specialists
To discuss the requirements of your business, fill out the form below and one of our motor trade insurance specialists will be in touch.
Typical motor trade insurance policy coverage can include:
- Road risks
- Material damage
- Fire, theft, storm and flood
- Public and products liability
- Employers liability
- Business interruption
- Contents, tools and equipment
- Own and customers vehicles
- Courtesy cars
- Trade plates
- Defective workmanship
- Wrongful conversion
NFP, your specialist people and insurance risk management partner
Harness NFP's global scale, our technology and our people-first approach to help your motor trade business thrive.
Health and safety
Practical, straightforward and cost-effective health and safety solutions
Employee benefits
Tailored benefits strategies, designed for your motor-trade business
People and talent
Support your organisation and employees through people solutions