skip to main content

Food and drink insurance

Ensuring your recipe for success

From caterers, food and beverage manufacturers and processors, to bakeries, dairies, meat producers and food retailers

The global food and drink industry is vast, competitive, and diverse, brimming with exciting opportunities. However, these come with emerging risks like product recalls and goods damaged in transit.

Our food and drink insurance specialists craft personalised protection strategies to safeguard your business, ensuring you're covered even in the worst situations. Whether you're a small family firm or a large national manufacturer, our expert advisers understand that every business is unique and requires a tailored insurance solution.

Request a quote

Your insurance challenges running a food and drink business

Insurance is complex enough, especially when operating in the dynamic, fast-paced food and beverage industry. By not consulting a specialist broker, you may be leaving your business vulnerable to: 

  • Gaps in your cover that you aren’t aware of 
  • Paying for more cover than you need
  • The risk of a time-consuming process when making a claim
  • Third party liability claims and periods of business interruption that could threaten to close your food business

Why choose NFP to be your food and drink insurance partner

Our dedicated commercial insurance team are here to understand your business, uncover your risks and work alongside you to design an insurance solution for your food and drink business that ensures:

  • Your insurance programme is suitable for your business
  • You’re paying for right level of cover
  • You get the support you need from our dedicated claims team
  • You receive recommendations to help keep your business protected in the future

What types of food and beverage businesses do we work with?

Our commercial insurance team has extensive experience in building tailored protection solutions for a wide range of food and drink businesses, including but not limited to:

Food manufacturers and processors

Food wholesalers and distributors

Breweries and distilleries

Restaurant and café chains

Food retail and groceries

Events, corporate and luxury caterers

Fruit and vegetable suppliers

Bakeries and patisseries

Meat, fish, dairy suppliers

Request a quote from one of our food and drink insurance specialists

To discuss the requirements of your food and drink business, fill out the form below and one of our specialists will be in touch.

Risks we can help insure against

  • Product recalls
  • Supply chain disruption
  • Contamination or deterioration of food stock
  • Property damage
  • Third-party injury e.g. slips, trips and falls
  • Fire, theft and flooding of premises
  • Financial losses and legal fees

Typical policy coverage can include

  • Buildings, stock and contents insurance
  • Equipment and plant insurance
  • Public and employers liability
  • Product liability insurance
  • Business interruption insurance
  • Goods in transit insurance
  • Directors and officers insurance
  • Cyber insurance

NFP, your specialist people and insurance risk management partner

Harness NFP's global scale, our technology and our people-first approach to help your business thrive

Health and safety

Health and safety

Practical, straightforward and cost-effective health and safety solutions

Employee benefits

Employee benefits

Tailored benefits strategies, designed for your business and your people

HR and people solutions

People and talent

Support your organisation and employees through people solutions