Protecting your tools, machinery and materials, through to your liabilities, contract works and everything in between
Due to challenges in the construction industry, it's crucial that you secure adequate insurance coverage for your business. Comprehensive protection is essential due to the complexity and diverse risks that large construction projects can create. We understand that each of your projects is unique, requiring tailored coverage throughout their lifecycle.
As your specialist broker, NFP is equipped to handle your risk management and assist with claims if unforeseen events occur. Our commercial insurance team will support you in designing a bespoke solution for your business.
Your insurance challenges running a construction firm
Insurance is complex enough, especially for high-risk environments such as construction sites. By not consulting a specialist broker, you may be leaving your business vulnerable to:
- Gaps in your cover that you aren’t aware of
- Paying for more cover than you need
- Not insuring your construction project(s) for the correct amount
- The risk of a long and time-consuming process when making a claim
- Risks that might lead to reputational and operational damage
Why choose NFP to be your construction insurance partner
Our dedicated commercial insurance team are here to understand your business, uncover your risks and work alongside you to design an insurance solution for your construction business that ensures:
- Your insurance programme is suitable for your business
- You’re paying for right level of cover
- You get the support you need from our dedicated claims team, should you ever need to make a claim
- You receive recommendations to help keep your business protected in the future
What types of construction companies do we work with?
Our commercial insurance team has extensive experience in building tailored protection solutions for all areas of construction, including but not limited to:
Main contractors
Property developers
Steelworkers and steel erection companies
Civil engineering firms
Demolition firms
Sub-contracted tradesman
Roofers and scaffolders
Groundworkers
Project managers, architects and designers
Request a quote from one of our construction insurance specialists
To discuss the requirements of your construction business, fill out the form below and one of our specialists will be in touch.
Risks we can help insure against
- Machinery breakdown
- Deterioration of stock
- Structural damage
- Fire, theft and flooding
- Work-related injury or death
- Third-party claims
- Financial losses and legal fees
- Cyber attacks
Typical policy coverage can include
- Contractors all risk insurance
- Hired in plant / own plant insurance
- Guarantee and warranty cover
- Tools and equipment insurance
- Public and employers liability insurance
- Personal accident insurance
- Professional indemnity insurance – design and construct
- Directors and officers insurance (D&O)
What additional insurance might a construction business need?
Commercial legal expenses
Helping protect your business in times of dispute. Legal expenses can be costly and may arise unexpectedly due to incidents ranging from motor accidents to errors in decision-making.
Motor fleet insurance
Either on your premises or out on the road, your vehicles are susceptible to damage. Fleet insurance consolidates your coverage for multiple commercial vehicles, offering cost efficiency and peace of mind.
Cyber insurance
Cyber insurance protects against the devastating financial loss and reputational challenges associated with the ever-evolving dangers of cyber-attacks and scams.
NFP, your specialist people and insurance risk management partner
Harness NFP's global scale, our technology and our people-first approach to help your construction business thrive.
Health and safety
Practical, straightforward and cost-effective health and safety solutions
Employee benefits
Tailored benefits strategies, designed for your construction business
People and talent
Support your organisation and employees through people solutions