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Retail insurance

Your one-stop shop for commercial insurance

From supermarket chains, retail parks and franchises to garden centres, butchers and grocers

Running a retail business is no small feat. From tracking every item and managing stock to handling logistics and ensuring your team is covered, it can be exhausting. That’s where NFP come in. We're here to lighten your load and help ensure your business stays protected.

We take the time to truly understand your business operations, allowing us to create tailored insurance solutions that cover your unique risks. Our extensive network of industry providers enables us to offer cost-effective solutions with broad coverage. Let us handle the complexities of insurance so you can focus on what you do best - running your business.

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Insuring a retail business can be challenging

The day-to-day running of a retail business - whether you run an independent boutique or large shopping centre - can be complex and time-consuming. Insuring it is no different. Without specialist advice, you may be leaving your business vulnerable to:

  • Gaps in your cover that you aren’t aware of 
  • Paying for more cover than you need
  • The risk of a time-consuming process when making a claim
  • Third party liability claims and periods of business interruption that could threaten you to close up shop

NFP are your specialist retail insurance partner

Our dedicated commercial insurance team are here to understand your business, uncover your risks and work alongside you to design an insurance solution for your retail business that ensures:

  • Your insurance programme is suitable for your hospitality business
  • You’re paying for the right level of cover
  • You get the support you need from our dedicated claims team, should you ever need to make a claim
  • You receive recommendations to help keep your business protected in the future

What types of retail businesses do we work with?

Our commercial insurance team has extensive experience in building tailored protection solutions for a wide range of retail businesses, including but not limited to:

Supermarket chains

Retail parks and shopping centres

Retail franchises

Contractors and tradesmen

Online only / e-commerce

Vets, dentists and surgeries

Independent retailers, butchers and grocers

Trade merchants and suppliers

Garden centres and florists

Request a quote from one of our retail insurance specialists

To discuss the requirements of your business, fill out the form below and one of our specialists will be in touch.

Risks we can help insure you against

  • Product recalls
  • Supply chain disruption
  • Contamination or deterioration of stock
  • Property damage
  • Third-party injury e.g. slips, trips and falls
  • Fire, theft and flooding of premises
  • Financial losses and legal fees

Typical policy coverage can include

  • Buildings, stock and contents 
  • Stock, fixtures and fittings
  • Public and employers liability
  • Machinery and plant
  • Product liability insurance
  • Business interruption insurance
  • Professional indemnity insurance
  • Goods in transit insurance
  • Directors and officers insurance

NFP, your specialist people and insurance risk management partner

Harness NFP's global scale, our technology and our PeopleFirst approach to help your retail business thrive.

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