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Public Liability insurance

Essential protection against third-party damage and injuries

Whichever industry you're in, or whatever your workplace looks like, an accident can happen anywhere

If your business is found liable for injury or damage, a legal claim could be made. Customers, visitors, and the public may engage with your business daily, relying on the safety of your premises and assets. Public liability insurance provides vital protection, covering costs if your business is held responsible for injury or property damage.

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What’s included in a public liability policy?

What’s included in a public liability policy?

  • Third-party injury cover, medical expenses, loss of income
  • Third-party property damage cover
  • Coverage for employees visiting other premises
  • Legal expenses
  • Product liability (add-on)
Hazardous Substances

Without public liability insurance, your business could be at risk of:

  • paying out compensation payments to those affected
  • costs associated with repairing or replacing damaged property
  • high court and legal fees
  • coverage for medical expenses of those injured

Public liability risks we can help insure you against:

Public injury on your premises

Damage to public property on your premises

Accidental damage to third-party property by employees

We see ourselves more as your insurance partner, rather than just an insurance broker

The day-to-day running of a modern business can be complex and time-consuming. Insuring it is no different. Without specialist advice, you may be leaving yourself vulnerable to:

Gaps your cover that you aren’t aware of

Not insuring your business and people for the correct value

Paying for more cover than you need

The risk of your business closing following a claim

Request a quote from one of our public liability insurance specialists

To discuss the requirements of your business, fill out the form below and one of our specialists will be in touch.

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