Commercial combined insurance

Streamlined, comprehensive business coverage

Every commercial combined insurance package is built with you, the client, in mind to match your exact business requirements, saving you the hassle of multiple policies with multiple renewal dates, and cover with multiple insurers

Rather than buying separate, individual insurance solutions to protect your business, a commercial combined policy includes a number of ‘bread and butter’ types of business cover that can help to protect you against a wide range of common risks.

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Fancy bar - Commercial Combined insurance | NFP

What are the benefits of a commercial combined policy?

Peace of mind that your business’ fundamental needs are covered
Eliminates time consuming processes of shopping around for individual policies

Carpenter using a power tool - Commercial Combined insurance | NFP

Without this type of insurance, your business could be at risk of:

loss of income
unrecoverable loss of equipment and stock
having to pay out of pocket for repairs or rebuilds

Types of insurance most commonly included in a commercial combined policy:

Employers’ liability insurance

A legal requirement if you have any employees, be they full time, part time or temporary.

Commercial buildings and contents insurance

Protects property from damage or loss that is accidental or of no fault of your business.

Public liability insurance

Provides personal cover for legal costs from claims brought against you by members of the public.

Business interruption insurance

Insures you for income loss due to being forced to close your business.

We see ourselves more as your insurance partner, rather than just an insurance broker

The day-to-day running of a modern business can be complex and time-consuming. Insuring it is no different. Without specialist advice, you may be leaving yourself vulnerable to: